Hammed Arinola

Chargeback, Settlement & Reconciliation Officer

Lagos, NG.

About

Seasoned financial services professional with ~9 years of progressive experience in chargeback, settlement, reconciliation, business development, and digital product management across banking and fintech sectors in Nigeria. Demonstrated expertise in optimizing payment operations and building robust, compliant processes.

Work

Hydrogen (Hydrogen Payments)

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Chargeback, Settlement & Reconciliation Officer

Victoria Island, Lagos, Lagos, Nigeria

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Summary

Manage disputes, chargebacks, settlements and reconciliation workflows for a fast-growing fintech in Lagos, enabling real‑time settlement and reducing reconciliation errors.

Highlights

Oversaw chargeback and settlement operations aligned with Hydrogen’s instant settlement infrastructure and risk controls

Collaborated with operations and compliance teams to handle disputes and ensure rapid resolution

Implemented reconciliation improvements to reduce failed transactions and enhance settlement reliability

Education

University of Lagos

Lagos, Lagos, Nigeria
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Bachelor of Science Finance Grade:

Skills

Chargeback Management

Chargebacks, Dispute Resolution.

Settlement & Reconciliation

Settlement, Reconciliation, Payment Operations.

Business Development

Partnerships, Client Relations.

Digital Product Management

Product Management, Fintech.